Insurance Questions

Treatment at MDT of Portland is AFFORDABLE!
At Nick Rinard Physical Therapy we work with, and accept, most major health insurances including workman’s comp, car accidents, and private insurance. Our MDT Physical Therapists and staff also understand that insurance can be confusing, and that every health plan is different. That is why we work with you to collect your insurance information prior to your first visit, and have our Billing Office personally check on your Physical Therapy benefits before you are seen.In most cases, our Billing Office can let you know in 1-2 business days exactly what your insurance will look like. We are always happy to check your insurance, and this service is FREE, so please do not hesitate to call and ask.If you are a patient who is seeking care without insurance, we offer a pay at time of service rate that is a significant discount. Please call our office at 503-244-6232 to learn more about all the valuable options available to you.
1. Most major commercial insurance companies*
Treatment for your Physical Therapy at Nick Rinard Physical Therapy may be covered by your insurance company, and Nick Rinard Physical Therapy (formerly Mechanical Diagnosis and Therapy of Portland, PC) has worked with most major commercial insurance companies*. Individual coverage amounts vary according to the plan.Medical Insurance Plans can be complicated to read. To assist you with determining your Physical Therapy Benefits, Nick Rinard Physical Therapy staff will work with you and our Billing Office so you know what your costs will be, and to give you options, often before your first appointment.To see a list of the most common insurance companies we have worked with for many years, click here.**To determine actual plan coverage, please contact us. Our Billing Office will verify your benefits for you, for free.
2. Motor Vehicle Accidents
If you were involved in a Motor Vehicle Accident, then your car insurance carrier will usually pay for the treatment as long as you have an open claim under Personal Injury Protection (PIP) benefits.
3. Workers’ Compensation Insurance
If you were injured at work, then Workers’ Compensation Insurance is the responsible party. You will need to open a case.
4. Payment at the Time of Service
If you do not have insurance coverage, or you choose to pay out-of pocket, we offer a very affordable and discounted Payment at the Time of Service rate.
Insurance & Billing Department
Since our patients’ individual plans & situations vary vastly, our Insurance & Billing Department always verifies the eligibility before treatment begins, then educates and advises patients of their potential financial portion.
Proven to be affordable and cost-effective
Whatever the case may be, the net costs of treatments are proven to be affordable and cost-effective because Nick Rinard Physical Therapy treatment takes half the time and is twice as effective as traditional physical therapy. Our goal is to help our patients return to a healthy, productive, and active lifestyle quickly, and affordably.