Insurance Information

Insurance & Payment Options

Let Us Help You Understand Your Options

Every insurance plan is different. Our team can help verify your physical therapy benefits before treatment begins and explain the options available to you.

Even if Nick Rinard Physical Therapy is out of network with your plan, you may still have out-of-network benefits. We also offer a discounted Pay at Time of Service option.

Free Benefit Verification

Not sure what your plan covers?

Give us your insurance information and our billing team can check your physical therapy benefits. There is no charge for this verification service.

1. Contact usShare your insurance or claim information with our team.
2. We verifyOur billing team checks the benefits available under your specific plan or claim.
3. Know your optionsWe explain what we find so you can decide how you would like to proceed.

Health Insurance

Commercial Insurance & Out-of-Network Benefits

We participate with select commercial insurance plans. Coverage varies by plan, so we recommend letting us verify your individual benefits. If we are out of network with your plan, you may still have out-of-network physical therapy benefits that can help with the cost of care.

Self Pay

Pay at Time of Service

If you do not have applicable insurance coverage, have a high deductible, or simply prefer to pay directly, we offer a discounted Pay at Time of Service rate. Call our office to learn more about this option.

Auto Injury

Motor Vehicle Accidents & PIP

If your care is related to a motor vehicle accident, coverage may be available through an open Personal Injury Protection (PIP) claim. Call us with your claim information and we can help verify the details before treatment begins. Learn about our MVA care.

Work Injury

Workers’ Compensation

If your care is related to a work injury, contact us with your claim information. Our team can review the details and help determine the appropriate next steps for scheduling and billing. Learn about our workers’ compensation care.

A Quick Note About Network Status

Insurance participation can change

Network participation and individual benefits can vary by insurer and by plan. Rather than guessing based on the name on your insurance card, contact our office and let us check your specific benefits and payment options.

Questions about cost or coverage?

Call us before your first visit. We are happy to help you understand your benefits, out-of-network options, or Pay at Time of Service pricing.